Notify credit agencies to avoid identify theft (these include, but are not limited to: Equifax; Experian; Transunion).
Notify all credit card companies. This includes (a) canceling ALL individually held credit card accounts of the deceased and (b) change ALL jointly held credit card accounts.
Apply for applicable benefits. These include, but are not limited to: worker’s compensation benefits; civil services benefits (888) 767-6738; railroad retirement; state retirement.
Banking—Consider how to handle jointly held accounts:
a. We recommend keeping the decedent’s
name on one of the accounts.
b. Review automatic deposits and with-
drawals to determine if they should
c. Determine ownership of safe
d. Establish current ownership of all mort-
gages, personal loans, etc.
e. Find out if any of the decedent’s loans,
credit cards, or mortgage(s) are covered
by credit insurance or death and disabil-
a. Change ownership of jointly held stock.
b. Submit claim as beneficiary on IRA
c. Transfer bonds
d. Mutual funds
Department of Motor Vehicles—Transfer titles of all registered vehicles, mobile ho- mes, boats, motor homes, motorcycles, etc.
Real Estate—If real property was owned by the decedent with another person contact an attorney to assist.
Cancel Decedent’s Driver License and Voter’s Registration Card. Attorney Michael A. Pyle, of Pyle, Del-linger & Duz, PLLC. 1655 North Clyde Morris Blvd., Ste. 1, Daytona Beach. Phone: 386.615.9007. E-mail: mikep@pylelegal. com or website: www.pylelegal.com